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Understanding Business Financing for Contractors

Reviews 5.00 (56 Reviews)

Course Overview

Purpose: Understand how financing works and what lenders require.

Topics:

• Types of financing (loans, lines of credit, SBA)

• How lenders evaluate contractors

• Key financial indicators

• Common reasons for denial

• Capital readiness basics

About the Presenter:

Joe Schmidt is a Business Banking Relationship Manager with Stock Yards Bank & Trust, specializing in small business development, commercial lending, and full relationship management. With more than 20 years of experience across the banking, accounting, and insurance industries, Joe brings a consultative, relationship‑driven approach to helping businesses grow and manage their financial needs effectively. In his role, he leverages the full capabilities of Stock Yards Bank & Trust to provide comprehensive financial solutions that support his clients’ long‑term success. He graduated from the University of Kentucky with a degree in Finance and later earned his Certified Financial Planner™ Certificate from Bellarmine University, further strengthening his ability to provide strategic financial guidance.

Course Content

Free
  • Course Level All Levels
  • Lessons 2
  • Enrolled 18
  • Additional Resource 0
  • Last Update May 24, 2026

Class Details

Date: May 20, 2026

Time: 4:30 pm – 6:00 pm

Location: 4303 West Broadway, Louisville, KY 40211

Participants may join in person or online.

Enroll to access the course content and Zoom link.