Purpose: Understand how financing works and what lenders require.
Topics:
• Types of financing (loans, lines of credit, SBA)
• How lenders evaluate contractors
• Key financial indicators
• Common reasons for denial
• Capital readiness basics
About the Presenter:
Joe Schmidt is a Business Banking Relationship Manager with Stock Yards Bank & Trust, specializing in small business development, commercial lending, and full relationship management. With more than 20 years of experience across the banking, accounting, and insurance industries, Joe brings a consultative, relationship‑driven approach to helping businesses grow and manage their financial needs effectively. In his role, he leverages the full capabilities of Stock Yards Bank & Trust to provide comprehensive financial solutions that support his clients’ long‑term success. He graduated from the University of Kentucky with a degree in Finance and later earned his Certified Financial Planner™ Certificate from Bellarmine University, further strengthening his ability to provide strategic financial guidance.
Date: May 20, 2026
Time: 4:30 pm – 6:00 pm
Location: 4303 West Broadway, Louisville, KY 40211
Participants may join in person or online.
Enroll to access the course content and Zoom link.